Team CBA

Introduction FASTag is a prepaid, vehicle-specific tag that enables cashless toll payments for hassle-free travel across highways in India. Upon linking to a car and sticking to the windshield, the FASTag uses RFID technology to deduct toll charges electronically from the linked savings account/current account/prepaid wallet, with no stoppage or cash payment. Keep reading to […]

Introduction HRA, or House Rent Allowance, is something that a lot of employees receive as part of their pay. It’s basically financially helping employees pay rent if they happen to be renting an apartment or home. In addition to paying rent, HRA can help employees when it comes to tax time. You could be eligible

Introduction Consumers, buyers, and professional undertakings are equally dependent on credit at the current time. The entire system of availability of credit and the duration of acceptance of a proposal depend on your credit score. An excellent credit score should have credit for the availability of debt and the purchase of some exclusive items. Important:

Introduction Every business, even the small ones, wants to grow. But getting the money needed for that growth can be tricky. Banks are usually the go-to for loans, but you often need a good business credit score to get one. Whether you’re looking to buy equipment, stock up, or move to a new place, your

Introduction: Over the last decade, individual debt has become increasingly popular in India, catering to a diverse range of financial needs. From funding dream weddings to management of unexpected medical expenses, personal debt offers a quick and flexible solution. Even if you feel financially safe today, emergencies do not declare their arrival. Whether it is

The Reserve Bank of India (RBI) is rolling out the CIBIL score system under new rules in 2025, which will radically change the calculation of credit scores and impact borrowers. The new rules were created to create a more transparent, inclusive, and efficient credit system. Therefore, these changes will impact individuals, lenders, and whole financial

Saving money is a core principle of personal financial management. It provides you with a safety net, gives you the ability to compound wealth, and gives you the ability to achieve your objective. In India, there are many public and private savings schemes to choose from that are uniquely designed for the various savers and

A Fixed Deposit (FD) Account is a popular and well-established investment vehicle in personal finance. FDs are a safe way of progressively growing your money through a bank or financial institution that guarantees a return. In an FD account, you deposit a sum of cash with a bank or financial institution for a particular length

In today’s world, where everything needs to happen instantly, obtaining a loan has never been quicker and easier. No more bank queues, paperwork, and weeks to get a loan approved, as loan apps are increasingly giving you instant credit, fast approval, and seamless disbursals after a click of a button on your smartphone. If you’re

The idea of Direct Benefit Transfer (DBT) has changed how the government delivers subsidies and benefits to citizens in India. DBT was introduced by the Government of India and aims to ensure benefits go to intended beneficiaries directly without intermediaries, creating a more transparent, efficient, and accountable system for delivering welfare schemes. In this blog