Applying for a loan is a big financial step. Whether it’s a home loan, car loan, personal loan, or business funding, most borrowers focus on documents like salary slips, bank statements, and tax returns. But lenders usually look at something else before all of that. Your CIBIL score. This three-digit number often decides whether your […]
Planning to Apply for a Loan? Check and Fix Your CIBIL Score First Read More »
When reviewing a CIBIL report, many borrowers focus only on the score and miss one of the most critical pieces of information: loan account status. Two words that look small but carry enormous weight are “Settled” and “Closed.” People often assume they mean the same thing—after all, in both cases the loan is no longer
Settled vs Closed: How Loan Status Impacts Your CIBIL Score Read More »
A loan rejection can feel like a closed door. You may have a stable job, regular income, and confidence in your repayment ability—yet the lender says no. The most common reason behind this situation is a low CIBIL score. For banks and NBFCs, your credit score is a quick indicator of risk. If the number
From Low Score to Loan Approval: How CIBIL Repair Actually Works Read More »
You earn well. You’ve submitted all documents. The bank executive sounded positive. Then comes the message: “Your loan application has been declined.” For many borrowers, this moment is shocking and confusing. But in a large number of cases, the rejection is not because of income or eligibility—it’s because of errors inside the CIBIL report. Yes,
Mistakes in Your CIBIL Report That Could Be Costing You a Loan Read More »
Getting rejected for a loan can be frustrating, embarrassing, and confusing—especially when you have a steady income and believe you should qualify. In many cases, the real obstacle is hidden in a three-digit number: your CIBIL score. A low score can make lenders hesitate, reduce your negotiating power, or block your application entirely. But here’s
From Low Score to Loan Approval: How CIBIL Repair Actually Works Read More »
