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Introduction When you need quick access to funds, both personal loans and credit card loans can come to the rescue. However, choosing the right option depends on your financial situation, repayment capacity, and the purpose of the loan. Let’s break down the key differences to help you make an informed decision. What is a Personal […]

Introduction Your credit score is one of the most important numbers in your financial life. It reflects how responsibly you manage borrowed money and influences whether lenders will approve your loans or credit cards. Yet, many myths about credit scores persist in India — and believing them can hurt your financial health. Let’s debunk the

Introduction Your credit score plays a vital role in your financial life. It influences whether you get approved for a loan, the interest rate you pay, and even your chances of renting a house or getting a job in some cases. However, what if your score drops for reasons that aren’t your fault? That’s what

Introduction Managing credit responsibly is an essential part of financial health. One of the biggest factors lenders consider before approving a loan or credit card is your CIBIL score. Even a single late payment can negatively impact your score and future borrowing ability. In this blog, we will understand how late payments affect your CIBIL