April 30, 2025

The Reserve Bank of India (RBI) is rolling out the CIBIL score system under new rules in 2025, which will radically change the calculation of credit scores and impact borrowers. The new rules were created to create a more transparent, inclusive, and efficient credit system. Therefore, these changes will impact individuals, lenders, and whole financial […]

Saving money is a core principle of personal financial management. It provides you with a safety net, gives you the ability to compound wealth, and gives you the ability to achieve your objective. In India, there are many public and private savings schemes to choose from that are uniquely designed for the various savers and

A Fixed Deposit (FD) Account is a popular and well-established investment vehicle in personal finance. FDs are a safe way of progressively growing your money through a bank or financial institution that guarantees a return. In an FD account, you deposit a sum of cash with a bank or financial institution for a particular length

In today’s world, where everything needs to happen instantly, obtaining a loan has never been quicker and easier. No more bank queues, paperwork, and weeks to get a loan approved, as loan apps are increasingly giving you instant credit, fast approval, and seamless disbursals after a click of a button on your smartphone. If you’re

The idea of Direct Benefit Transfer (DBT) has changed how the government delivers subsidies and benefits to citizens in India. DBT was introduced by the Government of India and aims to ensure benefits go to intended beneficiaries directly without intermediaries, creating a more transparent, efficient, and accountable system for delivering welfare schemes. In this blog