Saving money is a core principle of personal financial management. It provides you with a safety net, gives you the ability to compound wealth, and gives you the ability to achieve your objective. In India, there are many public and private savings schemes to choose from that are uniquely designed for the various savers and […]
The Best Monthly Saving Schemes & Plans That Every Indian Must Know Read More »
A Fixed Deposit (FD) Account is a popular and well-established investment vehicle in personal finance. FDs are a safe way of progressively growing your money through a bank or financial institution that guarantees a return. In an FD account, you deposit a sum of cash with a bank or financial institution for a particular length
How Does a Fixed Deposit Account Work? Read More »
In today’s world, where everything needs to happen instantly, obtaining a loan has never been quicker and easier. No more bank queues, paperwork, and weeks to get a loan approved, as loan apps are increasingly giving you instant credit, fast approval, and seamless disbursals after a click of a button on your smartphone. If you’re
Top RBI-Approved Loan Apps in India for 2025 Read More »
The idea of Direct Benefit Transfer (DBT) has changed how the government delivers subsidies and benefits to citizens in India. DBT was introduced by the Government of India and aims to ensure benefits go to intended beneficiaries directly without intermediaries, creating a more transparent, efficient, and accountable system for delivering welfare schemes. In this blog
All You Need to Know About DBT (Direct Benefit Transfer) Read More »
What is Financial Management? Why It Matters, Its Full Scope, and the Types You Should Know Financial management isn’t only about tracking numbers. It’s the lifeblood of every successful business and an essential component of personal financial wellness. Whether you’re an entrepreneur looking to make your first major business investment or an individual trying to
What is Financial Management? Read More »
Jumping into the world of credit can feel like a tricky maze. Once you know your credit score, you’ll understand how to open a whole new world of financial opportunities. Whether you are applying for a mortgage, car loan, or a new credit card, your credit score is a key part of the process. Let’s
Credit Score Guide: Ranges, Factors, and Impact on Loans Read More »
As we enter the new FY 2025-26, it is prudent to be equipped with an understanding of the income tax slabs that may apply for that financial year. In India, the government has introduced two tax regimes: the Old Tax Regime and the New Tax Regime. Each of these tax regimes comes with allotments of
Income Tax Slabs for FY 2024-25 & AY 2025-26: New & Old Regime Tax Rates Read More »
Setting yourself up for financial success is incredibly important in this competitive business world. Just as the bones in your body need to be taken care of for a healthy future, similarly, your credit report is a crucial first step to help you understand how well you manage your finances and pay your bills. Nowadays,
Everything You Need To Know About CIBIL Report Read More »
Credit utilization ratio is the lifeblood of your financial situation. Whether you are a credit card holder, loan borrower, or business owner, understanding, analyzing, and increasing your credit utilization ratio all play a significant role in building positive financial habits and a more stable economic future. To boost your credit score, you need to handle
Guide to Your Credit Utilization Ratio and Why It Matters? Read More »
What is your strategy for uncovering the credit health of your company and making better financial decisions? As a new business owner, you need to address this question sooner rather than later. Focusing on your credit report will help you assess your financial reputation and creditworthiness. The power of understanding your business’s credit health
A Complete Guide To the Company Credit Report Read More »
